Adviser talking points (client facing script)
“The FinClear24 Cash Hub is the cash operating account that sits behind your global trading account. Your cash is held in regulated client money trust accounts—separate from FinClear’s own funds—and can be moved between currencies to settle trades efficiently. Rather than passing through variable bank interest, FinClear pays you a program rate under contract (which we review from time to time). You can access or withdraw your money on instruction, subject to cut‑offs. There’s no guaranteed return, but you’ll see any program credits on your statement. We disclose any fees or benefits we receive so you can see exactly what you’re paying for.”