Minimum disclosures (incorporated in Cash Hub Terms & platform collateral):
Nature of Cash Hub (client money facility; not a bank deposit; no assured return).
Standing direction permitting FinClear to move funds between client money accounts/currencies.
Description of CRP program return; variable; FinClear‑funded; may change.
Risks (bank counterparty, operational, FX, regulatory change).
Adviser / Intermediary remuneration, if any, linked to Cash Hub balances.
Withdrawal procedures & cut‑offs.
Tax treatment summary & where to obtain advice.